Description of Cover

Policy Limit – Up to:

Excess

1.  Personal Accident

i.Loss of one or more eyes or limbs

ii.     Permanent Total Disablement

iii.    Death

i.      £10,000 (£2,500 for Children and adults aged 66 and over)

ii.     £10,000 (£2,500 for Children and adults aged 66 and over)

iii.    £5,000 (£2,500 for Children and adults aged 66 and over)

Nil

2.  (a) Hospital Benefit

 (b) Return to Home

(a) £10 per 24 hours – Up to £500 (outside UK)

(b) £1,500 (UK) or £3,000 (outside)

Nil

3.  (a) Medical Expenses

    (b) Additional Expenses

(a) £5,000,000 (outside the UK)

(b) £2,000 (within the UK)

£50

4.  Loss of Deposit, Cancellation or Curtailment

£3,000

£50

5.  Delayed Travel

(a)  Holiday Abandonment

(b)  Delayed Travel Benefit

(a)   £3,000

(b)   £300 (20 for the first completed 12 hours of delay, £10 for each subsequent 12 hours of delay

(a)  £50

(b)  Nil

6.  Missed Departure

£500

£50

7.  Personal Property

£1,750, sub-limited to

Single article limit £150, Valuables limit £300, Travel Documents £200, Spectacles and Prescription Sunglasses up to £75

£50

8.  Personal Money

£500

Cash Limit £200 (£50 for Children)

£50

9.  Wintersports*

i.      Owned Wintersports Equipment

ii.     Hired Wintersports Equipment

iii.    Ski Pack

iv.    Piste Closure

v.     Delay Due to Avalanche

i.    £300 (Single article limit £150)

ii.   £20 per day (up to a maximum of £200)

iii.  £150

iv.  £20 per day (up to a maximum of £200)

v.   £100

£50

£50

Nil for items iii to v

10.  Delayed Baggage

£50 per 24 hours – Up to £100

Nil

11.  Personal Liability

£1,000,000

£150

12.  Legal Expenses

£10,000

£150

13.  Hijack Benefit

£1,000

Nil